Our Programs
t My Forever Home, we believe every family deserves a home that fits their life—and their future. That’s why we offer a wide range of loan solutions designed to help you fund your real estate goals with confidence. Whether you’re purchasing your first home, investing in property, or financing important home modifications, we’ll guide you toward the right path with flexible, personalized options. Let’s find the financing that turns your vision into reality.
Conventional Loans-Ideal for borrowers with strong credit, conventional loans offer competitive interest rates and flexible terms with as little as 3% down for qualified buyers.
USDA Loans-A great option for rural homebuyers, USDA loans provide 100% financing with low interest rates and no down payment required.
Jumbo Loans-For high-value homes exceeding conventional loan limits, jumbo loans offer tailored financing solutions with competitive rates for qualified borrowers.
Down Payment Assistance-Helping buyers cover upfront costs, these programs provide grants, loans, or deferred payments to make homeownership more accessible.
Rehab Loans-Perfect for fixer-uppers, rehab loans finance both the purchase and renovation of a home under a single loan.
Hard Money Loans-Designed for real estate investors and fix-and-flippers, hard money loans offer fast approvals and asset-based financing solutions.
Construction Loans-Whether building your dream home or investing in new construction, our one-time close and two-time close construction loans make the process seamless.
Bank Statement Loans-Perfect for self-employed borrowers, bank statement loans use deposits instead of tax returns to determine income qualification.
DSCR Loans-A top choice for real estate investors, DSCR loans qualify based on rental income potential rather than personal income.
Lan/Lot Loans-Finance the purchase of land for future development, whether for a custom home, investment, or agricultural use.
HELOC-Access your home’s equity with a revolving credit line for home improvements, debt consolidation, or personal expenses.
Non-Warrantable Condo Loans-Financing solutions for condos that don’t meet traditional lending guidelines, including those with high investor occupancy or pending litigation.
FHA Loans-Designed for first-time homebuyers and those with lower credit scores, FHA loans provide low down payment options and flexible qualification guidelines.
Foreign National-Designed for non-U.S. citizens looking to invest in U.S. real estate, these loans offer flexible qualification criteria without requiring U.S. credit history.
Manufactured Home Loans-Financing for eligible manufactured, modular, and mobile homes with competitive rates and loan programs like FHA, VA, and conventional.
VA Loans-Exclusively for veterans, active-duty military, and eligible spouses, VA loans offer zero down payment, no PMI, and competitive interest rates.
ITIN Loans-Helping non-citizen residents without a Social Security Number secure home financing using their Individual Taxpayer Identification Number (ITIN).
Commercial Loans-Whether for multi-family, office, retail, or mixed-use properties, our commercial financing options help investors grow their portfolios.
